As you may be aware, the State of Colorado will be offering a Health Insurance Exchange which we may start quoting on October 1st for a January 1st effective date. There will be no more rate-ups except for tobacco and they can no longer decline you for pre-existing conditions. I will be running quotes on everyone in the fall for the coming year. They will be offering a discount based on your Modified Adjusted Gross Income per your most recent tax return.
Qualifying income levels are approximately:
Individual: $15,000 to $46,000
Couple $20,000 to $62,000
Family of 4 $31,000 to $94,000
If you believe you qualify for these discounts, we will DEFINITELY want to look at going through the exchange for you. Connect for Health Colorado's website where you can see what you qualify for is at www.connectforhealthco.com Use the Lower Left link to determine your eligibility. If you would like help making a decision on your options and being completely informed, let me know, I'm happy to help!